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Travel Diary in Antigua

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Travelling somewhat light since the Memsahib pushed herself off the old mortal whatsit, I pitched up in Antigua looking for a little peace and quiet, a bit of a sanctuary in which to rest my old skeleton. Not quite in my dotage, although almost, and not yet resolved to spending the best half of every day thrashing about in a rocking chair with the Times crossword, I felt I wanted something more than the usual hotel room with 24 minute room service and a mouldy croissant chucked through the door on demand each morning.

My friend Fruity Smyth-Wiggins always swears by any five star hotel on his clubs recommended list. He says you know where you are with a referral. Discounts for members are thrown around like jelly babies at certain times of year and you can always pick up a bit of a bargain for the summer jaunt if you are in the right place at the right time. Fruity tends to go in for rather more tranquility than I can stand, though. Still, if you like boring yourself to death for three weeks playing Scrabble and drinking formaldehyde with a brigade of old dears, Fruity is the man to see about it.

I decided this year to try something completely new and booked myself a private holiday home in Antigua. This was the best decision I made since the flu jab I can tell you, the house was terrific, there was plenty to do, plenty to see and loads of lovely restaurants to visit. There was a private swimming pool, and a cool, wide patio where I ate my breakfast most mornings.

Antigua has to be one of the lovliest places on earth to spend a holiday. The bright blue of the sea and the endless blue sky are just two reasons for this, and the jolly little bars round the beach areas proved an excellent pit stop for me to while away the afternoons. I consumed large amounts of pink gin, flirted shamelessly with a surprisingly youthful granny from Budleigh Salterton and thoroughly enjoyed myself. Not a Scrabble board in sight.

I had to hurry to get everything in that I wanted to do before the holiday came to an end. I managed to visit the Sugar Mill and Shirley Heights on my last two days and yet found myself wistfully wondering whether I could extend for a few days.

I took the plunge (figuratively I assure you) and chartered a boat. I came home after a days sailing, refreshed and invigorated and looking forward to dinner. Everything is so bracing in these beautiful islands, swept by the trade winds and warmed by the sun for so many summer months. The food just tasted better to me, perhaps because I was having such a great holiday. There was always someone to have a drink with, thats what I liked.

I invited Fruity to come with me next time.

Antigua private rentals may be found on www.selectholidayvillas.com.

Jan Gamm writes reflections on life with an emphasis on world travel. She has lived in many countries and traveled extensively in the Far East, the Middle East, America, South America and throughout the South Pacific. She writes for fun and for money whenever she can manage it.

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Acne Free in 3 Days Ebook Review

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The #1 top-selling Acne Free in 3 Days ebook has caused quite the ruckus in the acne treatment world recently. It promises a natural solution to all forms of acne, which works in a matter of days. But, does it deliver?

Well, there is no single product that will work for 100% of the population. This goes for OTC products such as Accutane and Isotretinoin, as well as Acne Free in 3 Days. Fortunately, Acne Free in 3 Days has a 98% success rate, which is actually higher than all OTC products. So, while I can't say it will certainly work for you, I can certainly say it most likely will.

And, for those few who don't succeed, there is a full money-back guarantee offered if you are not satisfied with the product. So, there really does seem to be no risk here.

To describe what the Acne Free in 3 Days ebook is, it is a 3 day detoxifying diet which is aimed at removing toxins from the body which cause inflammation and thus, acne. Acne Free in 3 Days works by removing the cause of acne from the inside, so it won't come back.

I have made 2 attempts at this program. The first time I failed after only using it for 3 days. I tried following the guidelines for 5 days on my next attempt, and the results were incredible! I must say that those with more serious acne should consider following the program for longer than the standard 3 days - it really makes a huge difference.

All in all, I believe the Acne Free in 3 Days ebook is more effective and certainly healthier than many OTC products. Its success rate is beyond impressive and it has worked for me. So, I can say nothing more than recommend it to those looking to cure their acne with a natural and fast solution.

Ray is an expert authority on acne treatments. He recommends those interested in this product to check out his full, comprehensive review of Acne Free in Three Days!

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This is not the most pleasant of topics but a prime cause of skin acne can be constipation.

It may take a while to get your head around the fact that it's actually a more common cause of acne than you would think.

I'm not talking from experience (honest) but I know friends who have completely cleared their skin acne problem once they've taken care of their constipation issues.

So how can constipation cause skin acne?

The answer is simple. The waste that isn't excreted from your body in a regular bowel movement manner enters your bloodstream. That means there is a build up of toxins in the body which need to be released some other way. Some of these impurities will be excreted via your pores when you sweat which can lead to blocked pores followed by the possibility of skin acne breakouts.

This doesn't mean that everyone with acne has constipation and everyone with constipation will get acne. Our bodies all work differently but if you have constipation it's worth fixing this problem because it could be the thing that's keeping you free from skin acne.

If you don't have chronic constipation but you suspect that you have a mild case it's still best to visit your doctor. If they prescribe laxatives and your not to keen on this method of sorting your bowel problems you could visit a natural therapist instead. A natural therapist will inform you of a more natural way of fixing your constipation problem through diet, herbs etc.

If you are interested in easy home remedies to treat skin acne visit http://www.acnefreenow.co.uk and learn how to quickly and easily become free from skin acne!

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Health Savings Accounts are Not For Everybody

If you are not a good saver, you may be better off by choosing a more traditional type of health plan with a lower deductibles and office copays. However, if you can discipline yourself to save, you will find lots of advantages when you use a health savings account and high deductible health insurance plan.

How does an HSA work?

An HSA works in conjunction with a high deductible health plan to give you health insurance coverage at a generally reduced net cost. All the money you deposit into an HSA under the annual contribution limit is 100 percent tax-deductible. You pay expenses with tax-advantaged money from the HSA until you meet your deductible, and your health care coverage pays covered expenses in excess of the deductible amount. You can even use your tax advantaged HSA dollars to pay for medical expenses not covered under your health plan, such as dental, vision and alternative medical expenses. Unlike a flexible spending account, unused HSA contributions roll over from year to year and accumulate to be used for future health care expenses.

Health Savings Account (HSA) Plans

A Health Savings Account is a special tax-sheltered savings account designated for medical expenses. An HSA allows you to pay for current qualified health expenses and save for future qualified medical and retiree health care expenses on a tax-free basis. Contributions and earnings are exempt from federal and most state income taxes, as well as Social Security (FICA) taxes. These tax savings also apply to all distributions when used to pay for qualified medical expenses. To be eligible for an HSA, you must be covered by a high deductible health plan, but cannot be:

Covered by any medical plan other than a covered by any other health plan except for a high deductible health plan. However, dental and vision plans are not included in this restriction);

  • Enrolled in Medicare; or
  • Claimed as a dependent on another individual's tax return.
Tax-advantaged: Neither contributions, earnings nor withdrawals (for qualified medical expenses) are taxed.

Flexible: Money accumulates and remains with you (is non-forfeitable). The funds in the account can be used for non-medical expenses, but are then subject to ordinary tax plus a 10 percent penalty if you are under age 65. (However, this 10 percent penalty does not apply if the distribution occurs after disability or death.)

Portable: Accounts move with you if you change employers or retire.

A savings mechanism for future health needs: Unused contributions accumulate and can be "banked" for future medical expenses

Compare High Deductible Health Plans and Traditional Health Insurance with a fast, safe, and free health insurance quote at http://www.247QuoteUS.com

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Blogger BlogNet89464: Aug 18, 2008

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