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With this you can make your trips safer. If you are setting out for your trip and planning to do a lot, then ensure your future plans with travel insurance. It will give you coverage necessary to deal with unforeseen situations that may occur while you travel. This is certainly useful, but not all of travelers have enough money to afford it.

With affordable travel insurance, you can spend your money with care, as it is affordable even to those with tight budget. It is available for a lower rate, but the coverage is not the same in some cases. For this reason, it is essential that you carefully look through the coverage offered by a package. Generally, this type of insurance doesn't cover your whole travel costs; it covers only a part of it. However it is still better than nothing.

Approximately, you can get affordable insurance for about 3 per cent of the cost of your trip. In comparison with paying 5 per cent of the cost for traditional travel insurance. If you are purchasing your travel package online or if you are consulting with a travel agent you will find better prices for it than if you seek for it by yourself.

Affordable travel insurance doesn't essentially mean that the quality is lower and is not similar to traditional travel policies. Travel agencies realize that most individuals do not look at it as a need. They have also worked out that if they offer it at an affordable cost than their rivalry it can be a key feature for some individuals to make their choice in favor of them.

When purchasing affordable insurance, remember to compare prices. As well as this, make comparison of the coverage offered by several companies. It is important to get clear information about everything you are interested in; if you do not understand even a single issue then you can ask any question to the insurer that comes into your mind.

Certainly you never know when an unforeseen occasion, like illness or some other health problems, will cause you to call off your travel plans. And that can really get a thing of disappointment without having travel insurance, as it makes everything easier. In this case the insurer will help you to postpone it or will give you a compensation for it. Even though if you can just manage to pay for affordable insurance, you will get a partly reimbursement and you can use that money on the purpose of rearranging your travel plans.

Wawanesa Travel Insurance is a comprehensive source of materials regarding travel insurance.

David Hunter runs a small insurance agency. He writes insurance articles related to personal insurance.

Engines are complex machines are controlled by a computer called the ECU or Engine Control Unit. This little baby is the brains of the car. But even the ECU is deaf and dumb unless it has the proper input. Sensors provide the input to the ECU.

This article is about these sensors. The ECU is further subdivided into different functions but for this article suffice to say that it makes the decisions based on sensor input.

There's a plethora of sensor suites in a car that track a host of functions. A car's ECU controls "ignition timing, fuel delivery, emission controls, transmission shifting, cruise control, engine torque reduction (if the vehicle has antilock brakes with traction control) and charging output of the alternator."

To be more specific, here are some of the more important sensors for the ECU:

Coolant Sensor. The ECU monitors the temperature of the coolant so it can determine it can switch its mode into a "closed loop feedback fuel control" after startup. After startup, the engine is usually cold and designers left the engine in open loop mode until it the ECU determines it reaches the right operating temperature to switch to closed loop.

During open loop, the engine is not being very efficient and gas is wasted because the mix is too rich uncontrolled. Damaged coolant sensors will also cause this.

Oxygen (O2) Sensor. O2 Sensors are usually located near the exhaust manifold of most cars. There can be about 1 to as much as 4 O2 sensors in cars. The role of the O2 sensor is to measure the amount of unburned oxygen in the exhaust. They do this by comparing the temperature inside the exhaust pipe to that of the outside atmosphere. This sends a signal to the ECU to adjust the air-fuel mix and timing accordingly.

Damaged O2 sensors will also cause the ECU to deliver an air-fuel mix that is too rich for the engine.

Manifold Absolute Pressure (MAP) Sensor. MAP sensors are located near the intake manifold to measure engine load or the intake vacuum.

When vacuum occurs, the engine is usually on idle and the ECU will shift the timing and fuel ratio accordingly. When the car is running, the engine is taking in more air, which signals the ECU to enrich the mixture for more power. Vacuum is still present but is variable when the engine is in operation.

Mass Air Flow (MAF) Sensor. The MAF sensor detects the volume of air entering the engine. It's vital element is usually a heated filament that is put against incoming air in the tube to measure airflow and density. Changes in temperature sends a signal to the ECU to respond to the needs of the engine accordingly.

Throttle Position Sensor (TPS). The TPS monitors the throttle position which accordingly measures the engine's load, acceleration, deceleration, idle or wide open. The ECU utilizes this data to determine the air-fuel ratio adjustments.

Crankshaft Position Sensor (CPS). The CPs is used to determine the position of the crankshaft and number 1 cylinder. This specifically is used to control the timing of ignition and the injection of fuel. This can also measure the RPM (revolutions per minute).

Failure of the CPS will render the car inoperable.

The Effect of 3Rd Party Mods

Manufacturers usually would warn against 3rd party modifications to the engine or electronics. Despite this a large industry has sprung up to take advantage of some shortcomings of standard production vehicles.

One area of 3rd party modification involves improving the air-fuel mixture with other substances. More specifically hydrogen.

Hydrogen is a gaseous substance that is combustible. The benefits of the introduction of hydrogen to internal combustion is that:

-Engines become more quieter, knocking and pinging is reduced
-Emissions give off a cleaner burn
-Hydrogen when burned turns to water vapor out the tailpipe
-Hydrogen raises the octane level of gasoline, encouraging combustion at the piston's top dead center
-Less fuel is used when mixed with hydrogen, giving better fuel economy.
-The engine is cooled which promotes better performance

Things to consider:

Introduction of hydrogen to a regular internal combustion engine will in time influence the ECU to enrich the mixture further. This is due to the O2 sensor detecting more oxygen in the exhaust.

The ECU is programmed from the factory to maintain a "stochiometric" or air-fuel mixture of about 14.7 parts oxygen to 1 part fuel. Even if the engine is performing better at a leaner mixture, it is only capable of following its programming.

The ECU will then pump more fuel into the mixture to meet the 14.7:1 ratio, ruining performance.

There is still hope!

Fortunately, the problem with the ECU can be addressed. The introduction of a controller to the ECU's sensors can nudge the ECU to accept a leaner fuel mix with no need for expensive modifications:

These are by far the most easily modifiable with the least cost between $20 to over $100 USD.

Are these safe?

Hydrogen systems have been tried and tested by dozens of alternate fuel enthusiasts for years and they attest to the safety of both systems.

Several hydrogen generation systems have already been developed to deliver hydrogen-as-needed-only. When the engine is off, the danger of hydrogen sparks is nil because the process to create hydrogen is by electricity in a water medium. No electricity, no hydrogen.

As an alternate fuel enhancement, hydrogen technology has matured and delivers the best value in terms of return on investment over other more expensive enhancement systems.

For more detailed information on increasing engine performance, fuel efficiency without the need for a mechanic or a degree in engineering, please visit the url below.

Erwin Chua MCP, MCDST has been involved with cars since he was 22. He has a still-pending Master of Arts in Philosophy from De La Salle University - Manila after he decided to leave the academe in pursuit of the true Way. Currently, he is based in Penang, Malaysia spending his time working out, tinkering and puttering away on his Toyota, practicing the Way, building web sites, and writing articles on technology, health, nutrition, body conditioning, healing and travel.

For more very useful information on increasing fuel efficiency, mileage, and saving petrol. Visit us at: http://www.savepetrolfast.com

Stress relief comes in many forms these days, from calming teas to tai chi, to breathing techniques. Many people on the go find it hard to do any thing but drink their tea and breath. Why not landscape?

By landscaping you are getting out and feeling the fresh air. You are breathing and heck bring a cup of tea, its all good. By tilling a garden on your hands and knees and taking a small shovel you can work your stress into the ground. Pick up a scoop of dirt (stress) and throw it down or till it into the other dirt.

You can dig a hole and pretend that all the dirt you took out is stress. You can pound it attack it and stomp on it. Remember this is all getting your stress out. Dont be afraid to yell in between. It is all very helpful.

When you are done with your tilling take all the dirt in a small pile near by and hit it with the shovel. By hitting this dirt (stress) you can remind yourself that you are putting stress in its place. Stress can be a monster, so hit it really hard.

After you are done, do not get up right away, take your shoulders and shrug them and breathe. Think at this point only happy thoughts. Remind yourself that when you get up you are leaving the stress in the pile. You cant take it with you and won't.

By taking this time for yourself and managing your stress, you will find that in a few days of this practice you are feeling better. Remind yourself often not to think about this nasty stress, only think of it when you are out there near your garden.

Author is Michele Rogers, owner of http://www.lilyputts.com Lilyputts Gift Baskets , an online gift basket retailer. Also hosted is a http://www.lilyputts.blogspot.com BLOG that reviews gifts and welcomes other comments as well. Please visit Lilyputts Gift Baskets for descriptions and product presentations. Please, if you use any portion herein be sure to email author first.

Designing a deck for your home used to be painstaking work. In most cases, it required the skills and experience of a builder or carpenter. These days, however, do-it-yourself clinics are held at local home improvement stores, sparking a burst of popularity in deck design software. With a few tools, some extra time and a software program that helps add style and flair to your deck, anyone can begin designing the deck that fits perfectly with their home and landscaping.

Selecting The Important Features

There are several types of software available that can guide you through the process of designing a deck. Some are created for professionals (any usually come with much higher prices). Others are geared to the homeowner with a menu of features that can make the designing project imaginative and productive. Some features are more important than others and should be considered a priority.

For example, your deck will likely consist of many components. The design software you use should provide the ability to look at your deck in comprehensive layers. You should also be able to cast light in different areas of the deck so you can envision what your deck will look like given various placements of the lights. The software program should come with a host of templates that you can use to visualize how your deck designs will transition into the landscaping that surrounds your house. Some programs can even provide you with the ability to simulate the position of the sun during different times of the day.

Designing Your Deck The Easy Way

Designing a deck can be complicated. There are many factors that can potentially make your deck less-useful. By using a flexible deck design program, you can easily construct hypothetical patterns and structural elements to help you maximize the use you get from your deck. Look for software that lets you visualize your deck in layers, offers lighting features and provides several templates from which you can start your design. These features can make your design project easier, more enjoyable and ultimately, more rewarding.

Source: http://www.homedesignsoftwareinc.com

Get information about free deck design software and 3d garden design software.

Passing your driving test is a great feeling, with drivers young (and in some cases old) breathing a sigh of relief after months of hard work, concentration and studying.

However, when it comes to car insurance it becomes a whole different ball game. As young drivers are considered 'at risk' shortly after passing their driving tests, they face hefty car insurance costs on their first vehicle.

Despite road deaths and serious injury rates having fallen by 33% since the mid-1990s, the casualty rate amongst young drivers remains high. Such statistics, coupled with media attention on 'boy racers' hasn't really helped the image of young drivers.

However, research has shown that one-in-five of us have an accident within six months of passing our tests. In fact, one-in-five of all car accident deaths in the UK are accounted to newly qualified drivers and their passengers.

There are schemes in place at present - such as Pass Plus - that offer the chance to not only further their driving experience through extra lessons to teach advanced driving techniques, but to save themselves some money on their premium.

However, present qualifications are recognised by only a handful of insurance companies, and usually take a year to be honoured on your policy.

A new government-backed scheme to encourage road safety in under-17s is being discussed, with trials taking place at some schools in Scotland from as early as autumn this year, with a national rollout expected in 2010.

It is hoped that the new scheme will encourage young drivers to be more careful on the roads - before they even get on the roads.

The qualification itself could also be beneficial when it comes to finding cheap car insurance - with plans for the qualification to help young drivers earn discounts on their first policy, which could come as welcome news for those worried about any knock-on effects on their premiums.

Looking for cheap car insurance? Compare car insurance from a wide range of providers to find a car insurance quote that suits you.

Did you know that your cat's ringworm is not a real honest to goodness worm? That's right cat lovers. Your cat isn't infected with a worm, but a fungus. If you're into big names the medical term is dermatophytosis. Let's keep it simple and use ringworm throughout this article. This article will give you 4 tips about your feline's ringworm.

1, Your Cats Ringworm And Your Children.

Ringworm is extremely contagious. Your cat can pass it on to your children, you and other animals. You or the kids can infect someone else or another pet. Not only can it be passed on to others, it can be spread to other parts of your body or the bodies of your child or pet.

It is imperative that you have your animal treated as soon as possible. In addition, if your child or you, are infected you should consult with your family physician. In most cases if the fungus is treated properly you will start to see improvement within the first few days.

Within 7 to 10 days there should be a complete recovery from the fungus. However, the doctor or your vet may recommend continued treatment for up to 2 or 3 weeks to make sure there is no reoccurrence of the infection.

2. How Can I Tell If My Cat Has Ringworm?

You should understand that in some cases there will be no outer signs of the fungus infection on some cats. However, your cat can still be a carrier and infect you, your children and your other pets. If you suspect your animal is a carrier call your vet.

If this is the case how can your cat or you be a carrier? Actually that is pretty simple to explain. The fungus can be anywhere. It can be in the grass, on the sidewalk, flowerbeds and can even be in the air ducts of your home.

During the incubation period of the fungus it develops spores, which can be picked up by your pet or you. When your animal or you move about the spores will drop off into the carpet, furniture, clothing, and bedding. Therefore the spores then can be picked up by your heating and air conditioning unit to be circulated through out your home.

3. How You Can Identify The Cats Ringworm.

First let's talk about how ringworm can be spotted on your favorite feline. In most cases you will spot the fungus on the head, around the ears or eyes or on the paws and nails of your cat.

Generally this is demonstrated by the circles of hair loss or flaky red skin in a circular form. You may notice your kitty scratching and licking the wounded area. Furthermore you may well see an increase in broken hairs and patches of flakey skin on the pets bedding, the carpeting, your clothing or your furniture.

One area you need to think about checking closely is the cat's paws. There is a variety of the fungus, which seems to concentrate in the pads of the paws or under the nail beds of your pet.

Second let's talk about how to spot it on your child's body or on your self. Very likely you will have an itchy sensation, in the area, where the fungus has penetrated the skin. As it continues to fester you will see a red circular pattern on the infected area. You may also observe dead looking skin flakes. Again you should contact your doctor in the event you see an outbreak on you or your child.

4. What Are The Treatments For Your Cats Ringworm?

At last there is some good news. Ringworm is easily treated by your vet and you. In the majority of the cases the vet may prescribe an antifungal cream and shampoo. It's usually a matter of shampooing your favorite pet every other day and applying the cream as directed by the vet.

Surprisingly enough your personal physician will recommend a very similar treatment for you or your child. It's possible they may prescribe and antifungal soap and cream. However, the doctor may just tell you to pick up the soap and cream across the counter at your local discount store or drugstore.

In conclusion you, your children and your wonderful pet can be infected by cats ringworm. But it is easily treated and cured with the proper medication.

Disclaimer: This article is not intended for any type of medical advice for you or your pet. It is intended for information purposes only. Always consult your personal doctor and your pet's vet in case of a medical problem.

Jan Roos

Visit my blog all about cats.
http://catschool.blogspot.com/